MiCA · Checklists
The checklists we wish someone had given us.
Each one is built from the article it sits behind, written for teams that need to ship the file - not buy a deck.
Standalone checklists
The cross-walks that don't fit neatly into a single article - but pull from several.
Am I a CASP? A MiCA scope self-assessment
A plain self-check for founders unsure whether MiCA applies to them. Work through the EU-clients test, whether your token is even a crypto-asset, and the ten regulated services, including the traps around non-custodial, NFT, and DeFi models.
Article 67 own funds vs insurance
For a CASP, Article 67 is not a binary “buy insurance or hold capital” decision. The useful comparison is whether the firm can evidence a credible capital buffer, risk transfer, comparable guarantee, or mixed path for its actual services and operating model.
Article 75 custody agreement
A source-backed preparation checklist for CASPs documenting custody and administration arrangements under MiCA Article 75 before speaking with counsel, brokers, insurers, or internal risk owners.
CASP application evidence pack
A practical checklist for EU CASP teams turning MiCA authorisation material, Article 67 prudential-safeguard decisions, and Article 75 custody risk into a coherent evidence pack.
CASP authorisation, step by step
The end-to-end sequence for getting authorised as a Crypto-Asset Service Provider under MiCA, from confirming scope and choosing a home regulator to assembling the Article 62 file, the two Article 63 clocks, and entry on the ESMA register.
What a CASP licence costs and how long it takes
A grounded breakdown of MiCA CASP authorisation costs and timelines: the three cost layers (regulatory capital, professional fees, operations), the two statutory clocks under Article 63, and why preparation, not the regulator's clock, is usually the slow part.
CASP custody insurance underwriting questions
A practical question list for CASPs turning MiCA Article 75 custody evidence into a cleaner Article 67 prudential-safeguard and insurance diligence conversation.
The EU crypto travel rule and AML rules for CASPs
MiCA authorises you; the Transfer of Funds Regulation and the EU AML framework govern how you handle transfers and onboard clients. A plain map of how the three stack, the no-threshold rule for CASP-to-CASP transfers, the self-hosted wallet measures, and the 2027 anonymity ban.
Crypto travel rule thresholds: EU vs FATF, US, and UK
Teams used to the US 3,000 dollar travel-rule threshold are often surprised that the EU has none for transfers between crypto firms. A side-by-side of the information-sharing thresholds across the main regimes, and what they actually mean.
MiCA, DAC8, and crypto tax reporting
MiCA does not change how crypto is taxed; it is silent on tax. The EU layer people confuse it with is DAC8, a separate tax-reporting directive that makes crypto-asset service providers report user data from 2026. A plain explainer of who reports what, and how it connects to your MiCA status.
MiCA for crypto holders: what it means for you
If you just hold or trade crypto in the EU, MiCA mostly regulates the companies you use, not you. A plain-language run through the questions ordinary holders ask: can I still self-custody, what happened to USDT, is my exchange licensed, and does any of this change my taxes.
MiCA transitional deadlines by country
When each EU member state's MiCA grandfathering window closes. Article 143 set an 18-month maximum ending 1 July 2026, but member states could shorten it, and several did. Your real deadline is set by the country you operated in before 30 December 2024.
USDT, MiCA, and EU users: what the delisting actually means
USDT is not banned in the EU and holding it is legal. What changed is that MiCA-authorised exchanges cannot offer a stablecoin to the EU public unless its issuer holds e-money token authorisation. A plain explainer of what that means for your coins.
Insurance evidence pack
What to put in front of a broker before they'll quote a policy you can lean on for Article 67.
Most-used article walkthroughs
The articles teams come back to most. Every article 59-124 is at /mica/.
MiCA Article 62 - the application file
Roughly 40 documents. The cross-walked checklist regulators actually use.
MiCA Article 67 - capital and insurance
Class minimums, fixed-overhead test, insurance route, comparable guarantees.
Article 67 - the insurance policy itself
Minimum terms, named risk categories, third-party insurer, public disclosure.
MiCA Article 75 - custody and liability
When you hold the keys, you hold the liability. Strict-liability test.
MiCA Article 70 - safeguarding client assets
Segregation, reconciliations, third-party dependencies, evidence pack.
MiCA Article 68 - governance and controls
Management body, ICT, business continuity, operational risk.